[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.brandel.cz\/kde-si-pujcuji-podnikatele\/#Article","mainEntityOfPage":"https:\/\/www.brandel.cz\/kde-si-pujcuji-podnikatele\/","headline":"Kde si p\u016fj\u010duj\u00ed podnikatel\u00e9?","name":"Kde si p\u016fj\u010duj\u00ed podnikatel\u00e9?","description":"Pokud se podnikatel ocitne ve finan\u010dn\u00ed t\u00edsni, je na tom vlastn\u011b je\u0161t\u011b daleko h\u016f\u0159e ne\u017e ostatn\u00ed, nepodnikaj\u00edc\u00ed spoluob\u010dan\u00e9. A to z toho prost\u00e9ho d\u016fvodu, \u017ee nenese odpov\u011bdnost pouze s\u00e1m za sebe. Na jeho bedrech spo\u010d\u00edv\u00e1 krom\u011b nutnosti \u017eivit sebe a svou rodinu i osud jeho firmy a p\u0159\u00edpadn\u011b i v\u0161ech zam\u011bstnanc\u016f, kte\u0159\u00ed tu pro n\u011bho […]","datePublished":"2019-08-19","dateModified":"2023-04-26","author":{"@type":"Person","@id":"https:\/\/www.brandel.cz\/author\/#Person","name":"","url":"https:\/\/www.brandel.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/91506ed60e31abe586276a3e1420719df081581a820344a28fa2034bb1a2fe22?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/91506ed60e31abe586276a3e1420719df081581a820344a28fa2034bb1a2fe22?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"brandel.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.brandel.cz\/wp-content\/uploads\/img_a360044_w3716_t1573966592.jpg","url":"https:\/\/www.brandel.cz\/wp-content\/uploads\/img_a360044_w3716_t1573966592.jpg","height":0,"width":0},"url":"https:\/\/www.brandel.cz\/kde-si-pujcuji-podnikatele\/","about":["Pen\u00edze"],"wordCount":441,"articleBody":"         Pokud se podnikatel ocitne ve finan\u010dn\u00ed t\u00edsni, je na tom vlastn\u011b je\u0161t\u011b daleko h\u016f\u0159e ne\u017e ostatn\u00ed, nepodnikaj\u00edc\u00ed spoluob\u010dan\u00e9. A to z toho prost\u00e9ho d\u016fvodu, \u017ee nenese odpov\u011bdnost pouze s\u00e1m za sebe. Na jeho bedrech spo\u010d\u00edv\u00e1 krom\u011b nutnosti \u017eivit sebe a svou rodinu i osud jeho firmy a p\u0159\u00edpadn\u011b i v\u0161ech zam\u011bstnanc\u016f, kte\u0159\u00ed tu pro n\u011bho pracuj\u00ed. I kdy\u017e se pen\u011bz nedost\u00e1v\u00e1, je t\u0159eba zaji\u0161\u0165ovat chod podniku, tedy platit ve\u0161ker\u00e9 provozn\u00ed n\u00e1klady, a to i tehdy, kdy\u017e na to nen\u00ed kde br\u00e1t.   A jak to m\u00e1 doty\u010dn\u00fd podnikatel zvl\u00e1dnout? Nejednou nem\u00e1 jinou mo\u017enost, ne\u017e si pen\u00edze, jich\u017e se mu nedost\u00e1v\u00e1, n\u011bkde p\u016fj\u010dit. Co\u017e se snadno \u0159ekne, ale daleko h\u016f\u0159e ud\u011bl\u00e1. Zkuste si jenom p\u0159edstavit, kdo asi p\u016fj\u010d\u00ed n\u011bkomu, kdo na tom nen\u00ed finan\u010dn\u011b nejl\u00e9pe, ba kdo mo\u017en\u00e1 v\u011bz\u00ed a\u017e po u\u0161i v dluz\u00edch. Kdo nem\u00e1 \u017e\u00e1dn\u00e9 valn\u011b vypadaj\u00edc\u00ed da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, kdo m\u00e1 mo\u017en\u00e1 i n\u011bjak\u00fd ten z\u00e1znam v registrech dlu\u017en\u00edk\u016f nebo exekuci na krku, kdo nejednou dlu\u017e\u00ed, komu se jenom dlu\u017eit d\u00e1.  Ano, takov\u00e9mu nejednou nikdo pen\u00edze nesv\u011b\u0159\u00ed. A jedinou v\u00fdjimkou z tohoto pravidla je nebankovn\u00ed sektor a hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu https:\/\/www.americkahypoteka.cz\/hypoteka-bez-dokladani-prijmu\/. Pr\u00e1v\u011b tato hypot\u00e9ka je pro leckoho u\u010din\u011bn\u00e1 z nouze ctnost. A to navzdory tomu, \u017ee se rozhodn\u011b nejedn\u00e1 o n\u011bjakou komplikovanou a drahou, ne-li p\u0159\u00edmo lichv\u00e1\u0159skou mo\u017enost. Jde tu o f\u00e9rovou a v\u00fdhodnou nab\u00eddku, kter\u00e1 je vhodn\u00e1 i pro komplikovan\u00e9 \u017eadatele a kter\u00e1 je pro n\u011b dostupn\u00e1 proto, \u017ee si tu poskytovatel klade podm\u00ednky jin\u00e9ho druhu, ne\u017e je zvykem t\u0159eba u bank, a proto tu vyhov\u00ed i ti, kdo maj\u00ed jinde sm\u016flu. Zde se st\u016fj co st\u016fj nepo\u017eaduj\u00ed ani p\u0159ehnan\u011b vysok\u00e9 p\u0159\u00edjmy, ani dokonale vypadaj\u00edc\u00ed da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, ani naprost\u00e1 absence z\u00e1znam\u016f v registrech dlu\u017en\u00edk\u016f, ani jin\u00e1 pozitiva. A naopak se tu d\u00e1 nad lec\u010d\u00edm p\u0159imhou\u0159it oko. A to d\u00edky tomu, \u017ee se tu mus\u00ed \u017eadatel zaru\u010dit za onu p\u016fj\u010dku nemovitost\u00ed. Kdo nemovitost nab\u00eddne, dostane za p\u0159\u00edzniv\u00fdch podm\u00ednek p\u016fj\u010dku a\u017e do v\u00fd\u0161e sedmdes\u00e1ti procent jej\u00ed hodnoty. Co\u017e m\u016f\u017ee vyt\u00e1hnout z bryndy kdekoho. T\u0159eba i v\u00e1s, jste-li podnikateli v nesn\u00e1z\u00edch.                                                                                                                                                                                                                                                                                                                                                                                           4.5\/5 - (2 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kde si p\u016fj\u010duj\u00ed podnikatel\u00e9?","item":"https:\/\/www.brandel.cz\/kde-si-pujcuji-podnikatele\/#breadcrumbitem"}]}]